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帮助文档租车保险说明 RentalCover.com 如何运作为什么选择 RentalCover.com

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EU Resident policies are sold by Cover Genius Europe B.V which is authorised and regulated by the Dutch Authority for the Financial Markets [Autoriteit Financiële Markten] as an insurance intermediary, licence number 12046177. KvK number 73237426. Policies are underwritten by Collinson Insurance Europe Limited which is authorised by the Malta Financial Services Authority. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Residents of Italy: Regulatory and contact information:
Email: [email protected]
Telephone: +39 800 957004

UK Resident policies are sold by Cover Genius Ltd which is authorised and regulated by the Financial Conduct Authority - Firm No. 750711. Policies are underwritten by Astrenska Insurance Ltd which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority - registration number 202846. Cover Genius acts in its capacity as an agent of the Insurer and not the Policyholder. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details.

Protection to Australian and New Zealand Resident is sold by Cover Genius Pty Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS Licensee, No 490058. Asservo Mutual (ABN 664 040 975 / NZBN 9429051103644) is the issuer of the mutual risk products. Cover Genius does not act as your agent: this advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire the product, please read the PDS, FSG & TMD contained in your quote. If you purchase protection from Cover Genius, the company receives a commission which is a percentage of your contribution – ask us for details.

For United States Residents: Rental Car Damage (CDP) coverage is included as part of a travel protection plan. This advertisement contains highlights of the plans developed by Cover Genius Insurance Services, LLC (“Cover Genius”), a Delaware limited liability company, which include travel insurance coverages underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio (In Washington coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio) applicable to Policy forms NSIGTC 2000, NSHTC 2000, SRTC 2000 or state equivalent, and non-insurance Travel Assistance Services provided by Falck Global Assistance via Cover Genius. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions in the plan. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Cover Genius. Address: 11 West 42nd Street, 30th Floor, New York, NY 10036, license and contact information available here. While Cover Genius markets the travel insurance in these plans on behalf of Nationwide, non-insurance components of the plans were added to the plans by Cover Genius, and Cover Genius does not receive compensation from Nationwide for providing the non-insurance components of the plans. Collision Damage Protection (CDP) covers all or a portion of the amount payable to the rental company in the event of loss of or damage to a rental car. In our plans, this coverage is an insurance benefit referred to as Rental Car Damage and Theft Coverage or Rental Car Damage coverage. Nationwide and Cover Genius are separate and non-affiliated companies. NSM-0103AO (08/24).

For United States residents: Rental Car Damage (CDP) coverage is included as part of a travel protection plan. In our plans, this insurance benefit is referred to as Rental Car Damage and Theft Rental Car Damage or Rental Car Damage. This advertisement contains highlights of a travel protection plan, developed by Cover Genius Insurance Services, LLC (“Cover Genius”), a Delaware limited liability company, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et. al., T210 et. al. and TP-401 et. al., and non-insurance Travel Assistance Services provided by On Call International via Cover Genius. The terms of insurance coverages in the plans may vary by jurisdiction and not all coverage is available in all jurisdictions. Insurance coverages in these plans are subject to the terms, limitations and exclusions including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Cover Genius. Address: 11 West 42nd Street, 30th Floor, New York, NY 10036, license and contact information available here.

While Cover Genius markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Cover Genius, and Cover Genius does not receive compensation from USF for providing the non-insurance components of the plans.

Collision Damage Protection (CDP) covers all or a portion of the amount payable to the rental company in the event of loss of or damage to a rental car. In our plans, this coverage is an insurance benefit referred to as Rental Car Damage and Theft Coverage or Rental Car Damage coverage.

Canadian Residents policies are sold by Cover Genius Canada Inc. (BC1079759) carrying on business as RentalCover.com, an authorized provider of Intact Insurance. Insurance is underwritten by Intact Insurance Company. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details. RentalCover policies are currently not available to residents of Québec or any non-residents of Québec purchasing a policy while in Québec.

For residents of Japan, the Full Protection product is handled by Cover Genius Japan Co., Ltd.

South African Residents: Product underwritten by Dotsure Limited (Registration number 2006/000723/06), a licensed non-life insurer and authorised financial services provider (FSP 39925).

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† Cost savings from comparison of collision damage protection from RentalCover.com to online quotes for collision or loss damage waivers (including taxes and fees) from Alamo, Avis, and Hertz for an airport pickup and drop-off of a compact car in Boston, Dallas, Las Vegas, Orlando, and Portland for a U.S. resident over age 25. No discounts applied. Comparison is in U.S. dollars and based on quotes for the week of May 1-7, 2024.

We compared the costs of coverage via RentalCover.com to the average cost of collision damage waivers (where they are sold separately) and super collision damage waivers (or equivalent excess waivers), including taxes and fees, for a one week domestic rental for drivers over age 25 with no discounts applied. Cost comparison is based on quotes provided by 3 suppliers for airport pickup and drop-off of a standard SUV in London, Berlin, Tokyo, Seoul, Sao Paulo, Tel Aviv, Dubai. For Sydney and Auckland we compared standard SUVs and 6 berth motorhomes under the same conditions. The average daily rate for SCDW coverage for the selected dates is $24 for standard SUVs and $36 for motorhomes.

* Check your RentalCover wording for restrictions on travel in sanctioned regions/countries, rentals from restricted companies and restricted vehicle types.

‡ 外国汽车包括：Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Clenet, Corvette, Cosworth, De Lorean, Excalibre, Ferrari, Iso, Jaguar, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, MG, Morgan, Pantera, Panther, Pininfarina, Porsche, Rolls Royce, Rover, Stutz, Sterling, Triumph, and TVR.