Many credit cards do cover rental car insurance. However, relying on your credit card could mean paying thousands of dollars out of your own pocket. For US residents, your credit card likely provides secondary car rental insurance that only kicks in after you make a claim through your personal auto insurance. This may lead to a rate increase.

Credit card coverage often has an additional list of exclusions, including:

Specific damages like damage to windshields or undercarriages.
Damage caused by additional drivers.
Lost keys.
Roadside repair costs.
Long-term rental.
Any fees your rental company may add to your repair bill.

With RentalCover, you have more comprehensive protection for less cost.

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